No Holiday Break from Scams; Beware the IRS Scam & the Bank Credit Card Scam

A reminder about two scams that are becoming prevalent again during the holiday season; the IRS scam alleging back taxes are owed and threatening immediate arrest if funds are not wired as directed, and the bank credit card scam alleging your credit card has been suspended and asking for the credit card number to be key stroked over the phone to reactivate the card.

About the IRS Scam:

As with past warnings, Hoosiers should be suspect of any person calling that purports to be with the IRS and is trying to coerce payment of delinquent taxes over the phone.  The caller usually threatens immediate jailing of the citizen for not cooperating with the demand for immediate payment.

NEVER give any of personal information to the scam caller, such as:

  • Bank Account Numbers
  • Social Security Number
  • Birth Date
  • Credit Card Numbers

For more details on IRS scams, visit this website: http://www.irs.gov/uac/Newsroom/IRS-Warns-of-Pervasive-Telephone-Scam

About the Credit Card Scam:

The typical credit card scam starts with a phone call to your home or cell phone number with a computerized voice stating your credit card has been suspended.  The computer voice will reference a major issuer of credit cards and instruct you to keystroke your credit card number to have the card reactivated.  If you follow this instruction you end up giving the scammer YOUR credit card number and are now susceptible to future fraudulent charges.

NEVER key in your credit card number based on a computerized and unsolicited phone call.  And if the call is from a live person making similar claims of fraudulent activity on your credit card, simply tell them you will call back using the 800 customer service phone number that is listed on the backside of your credit card.  That is the most secure way to determine if the call was legitimate.

To learn more about other credit card scams click this link: http://www.creditcards.com/credit-card-news/8-hot-scams-1282.php

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